Like most players in the credit and charge card market, American Express Australia marked time in 2013. The company's 2013 financial report shows a slight increase in charge card receivables, a fall in credit card receivables and a fall in consumer loans.The company's biggest portfolio is charge card receivables. The value of this portfolio rose from A$1.87 billion at December 2012 to $1.89 billion at the end of last year.Credit card receivables fell from $1.5 billion to $1.4 billion over the same period, and the value of consumer loans fell from $96.4 million to $83.9 million.The company's revenue fell from $1.03 billion in 2012 to $974 million last year. Cash flow from operating activities was negative.Amex reported a loss of $27 million, compared with a profit of 14.4 million the year before. The loss was due, in large part, to a $23.8 million restructuring charge.