Commonwealth Bank initially blocked its customers from using Square's mobile payment terminal but has lifted the ban after the intervention of Visa and MasterCard, The Australian reports. Square's mPOS device plugs into a smartphone and process card payments. CBA is concerned about the security of the device, which does not meet the Australian Payments Clearing Association's industry standard and may reintroduce the ban if its concerns are not addressed. Marketplace lender DirectMoney has signed an agreement with Dun & Bradstreet to join its comprehensive credit reporting system. DirectMoney said in a media release that it has an existing relationship with Veda. The lender said CCR would be integrated into its loan approval process "shortly". Standard & Poor's has revised its outlook on Perth-based P&N Bank to positive from stable. At the same time, S&P affirmed the issuer credit ratings on P&N at BBB. S&P said: "The revision of the outlook to positive reflects our view of the potential for improvement in P&N's risk appetite and credit loss levels to a level commensurate with higher rated peers."