One encounter produces an anecdote and not a trend, yet may throw up ideas to consider.This writer asked for an income insurance quote yesterday through Income Protection @ LISA Group, an authorised representative of CHPW Financial Pty Ltd.Ten insurers feature at this site, all big banks, Suncorp, Macquarie and four sturdy insurance survivors. And no riff raff, no edgy brands in this mix.A quote for income insurance lasting to age 65 and at no great monthly stipend for this working reporter and publisher worked out to less than $300 a month and 40 per cent cheaper than an aging AMP policy.(And thanks to AMP by the way: they paid up as required in 2012.)One feature of this exercise is that, with my occupation expressed as journalist, only one firm produced a quote.Switch the job to publisher and everyone wanted the business.BT, a Westpac brand, was the best offer in each mix.