Speed is just one of five goals of a forthcoming US Federal Reserve Financial Services study into faster payments.Connie Theien, vice president of industry relations with Federal Reserve Financial Services outlined Fed thinking at the ATM and Mobile Innovation Summit in Washington this week. ATM Marketplace reported on the talk.The four other goals are: Security — including "protections and incident response that keep pace with the rapidly evolving and expanding threat environment"; Efficiency — "reducing the average end-to-end costs of payment transactions while providing innovative payment services that deliver improved value to consumers and businesses"; International applicability — "giving U.S. consumers and businesses greater convenience, cost efficiency, timeliness and choice with cross-border payments," and Collaboration — "introducing improvements that are collectively identified and embraced by a broad array of payment participants."