The biggest trigger for seeking financial advice among young Australians is the purchase of a home, according to new research.ING Direct commissioned research to find out about the attitudes of members of Gen X and Gen Y to financial matters and discovered that the purchase of a property was the number one trigger for seeking advice.This will come as a big surprise to Baby Boomers, who left university, got a job, saved a deposit and went to see the bank manager about a home loan.Not any more. Aspiring first-home buyers want a plan to develop a budget, manage cash flow, pay the mortgage off as soon as possible and get to work on future goals.It may be an effect of the high cost of housing that "managing debt" ranks ahead of "growing existing investments" as a financial goal worthy of discussing with an adviser. Interesting as this trend may be, it's a bit moot. ING Direct found that only five per cent of the Gen X and Gen Y community have an ongoing relationship with a financial planner.