Debt mediator FSA Group yesterday said it expected to report a net profit of between $4.6 million and $5 million in the December 2008 half. FSA said in a statement to the ASX that demand for services negotiating debt agreements was "particularly noticeable in the consumer debt area" and said the number of clients assisted increased 48 per cent.The residential mortgage lending division, established at the start of the 2008 financial year, contributed $1 million to the pre-tax profit. FSA said the mortgage book was $127 million. Westpac is the funder.FSA said the mortgage business would contribute about half the pre-tax profit and expected this to rise to $5 million in 2010 on existing business levels.