Mortgage specialist Homeloans Ltd reported lending volume growth of 1.8 per cent in the six months to December, in line with the subdued conditions in the market. Net fee and commission income rose from A$7.2 million in the previous corresponding period to $8.5 million.Total funds under administration rose from $5.7 billion to $7.7 billion. This included the purchase last year of the assets of the failed broker, Refund Home Loans.The bottom line was a net profit of $5 million for the December half-year - up $1.2 million on the previous corresponding period.After adjusting for the sale of Homeloans' 26.5 per cent stake in the aggregator National Mortgage Brokers, cash profit was $4 million - up 5.8 per cent on the previous corresponding period.The board declared a fully franked interim dividend of three cents a share, up from 2.5 cents for the interim last year.