A servicer evaluation on IMB Ltd by S&P produces a generous bill of health.IMG scored a "STRONG prime residential loan servicer ranking" from Standard & Poor's on Friday.Boilerplate lists "IMB [as continuing] to demonstrate sound servicing quality, supported by its experienced management team and effective use of technology in its well-automated mortgage loan-servicing operations."S&P had a management outline on the IMB future."IMB has indicated that its business is in a strong position, with increased capital levels, a continuing share buyback program, and profitability being maintained despite a low interest rate and low growth environment. "Following a period of consolidation in recent years, the company is starting to gain momentum on its key growth initiatives, including its digital strategy, and has restructured its executive team to provide increased focus on sales outcome and its members. "To accelerate growth, IMB will prioritise and maintain focus on its revenue generation projects, and update its sales management framework and practices."SP listed some hip IMB plans: "modernise its brand to attract a younger demographic", "deliver innovation at the member interface, including mobile apps, mobile payment functionality" and "executing on its member strategy to improve acquisition and retention outcome."