A survey by the RBNZ of the public's cash use in 2019 has found that nearly nine in every 10 Kiwis prefer to pay for things without using cash, while just six percent had used only cash to pay for things in the week before completing the survey. The survey was part of the Reserve Bank's Future of Cash programme which is in its final week of a public consultation. The RBNZ is proposing to take on a more active 'stewardship' role in the cash system, providing system-wide oversight and coordination.The survey of Kiwis use of cash also found that nearly a quarter of New Zealanders did not use cash at all in the week before completing the survey, and a further 40 per cent used it only once or twice.Just 7 per cent of New Zealanders still use cash as their main way of paying for everyday things, while more than 80 per cent use electronic bank cards. Not surprisingly it was older people who were much more likely  to have used cash in the last week. Younger adults are more likely to do their banking online, while older people are more likely to do it in-branch or at an ATM.Children are still using cash for payments (60 per cent of children under 13 reported doing so) but by the time they are teenagers, 42 per cent of teenagers are using electronic bank cards and 25 per cent are using online payment options.The most common main reason for using cash now is to use it at a farmers market or roadside stall, and around 60 per cent of respondents said they were indifferent to the decline in cash use.