A cracking, hopeful and dismaying speech by Sally Loane popped sad data into view yesterday. The Financial Services Council CEO had a reform program to sell and her journo's eye for the story.Only 23 per cent of millennials trust super, Loane said, and they are gobsmacked at obstacles. "They place a higher value on near-term goals like a house" and the default system "encourages disengagement," she said.FSC research showed 57 per cent of young adults "feel super fees are not transparent enough," Loane said.More than 30 per cent of people under 29 have more than one super account and ten per cent have three or more, Loane said. "Paperwork doesn't get done [while] the ATO found that very few young people recalled completing their super form when they started a job, partly because they were 'not interested in completing the paperwork'."Loane had nifty names of new digital super spruikers to shout out, GROW her favourite, along with Zuper, Spaceship and the new Human Super, designed for women. Technology, she said, is "making complex products like super, simple."