Introducing Google's Android Pay will be "very easy", Marnie Baker, chief customer officer at Bendigo and Adelaide Bank, said yesterday.Discussion of the commercial terms, however, is much tougher."Talk to them," (meaning Google), Baker said, employing the same response to pestering for an update on where the bank, and banks in Australia, were at with Apple over Apple Pay.Cuscal, which works with credit unions and mutual banks, said it "will be ready to connect its financial institution clients to Android Pay as soon as it launches in Australia."Cuscal said its "credit and debit cards and a mobile banking app with HCE contactless payments capability, all ... will be able to connect to Android Pay," an experience likely to be common around the industry.