Mortgage Choice chief executive officer John Flavell yesterday unveiled interim results for year to 31 December what he termed the "best ever" home loan settlement result.  For the half year to 31 December, settlements reached A$6.4 billion In turn the mortgage book grew further, to surpass $52 billion for the first time. Net profit on a cash basis was $11.7 million, up 16.2 per cent from $10.1 million in the first half of 2016.  In its presentation to investors, the company asserted that "the continued strength in overall level of housing finance commitments provides Mortgage Choice with plenty of business opportunities," and that broker usage remains above 50 per cent. Mortgage Choice continues to be well placed to capture market share, even if the heat comes out of the housing market.