Citibank has joined the rush to offer borrowers special mortgage deals during the peak spring property sales season. The bank has knocked up to 20 basis points off its package home loan rate and is offering a rate of 4.84 per cent on loans with loan-to-valuation ratios of up to 80 per cent until November 30.After the deal expires, borrowers with LVRs of below 70 per cent will revert to a rate of 4.99 per cent, and borrowers with LVRs of between 70 and 80 per cent will revert to 5.04 per cent. Marketing around "mortgage season" has really taken off. According to the comparison site finder.com.au, there are eight other lenders currently offering short-term special deals on home loans.Westpac is offering a 90 basis point discount off its advertised rate until the end of November. ANZ is offering a 90 bps discount for an unspecified period and St George Bank is offering a 100 bps discount.National Australia Bank has an offer running until the end of this month, where it will pay $1000 cash to loan applicants looking to refinance $200,000 or more. Rams also has a $1000 cash offer for refinancing applications.UBank is offering a $500 gift card to all home loan applicants until September 18.Bankwest and HSBC are waiving their application fees.