National Australia Bank has loosened its resistance to offering customers access to Apple Pay, after its New Zealand subsidiary announced it would be available to its iPhone users by the end of the month.The Bank of New Zealand(BNZ) arm will join ANZ as the only Kiwi deposit takers to offer Apple Pay, with customers of Westpac, TSB and the CBA-owned ASB still unable to use digital wallets on their iPhones. The decision has stoked speculation that NAB will finally add an Apple Pay capability to its mobile banking app in Australia after its icy response to the American tech company's entry to the local market in the last year.Earlier this year NAB joined with three other banks (CBA, ANZ and Bendigo) to negotiate an collective deal with Apple Pay, but the move was blocked by the Australian Competition and Consumer Commission.The four banks are concerned that Apple Pay's digital wallet could disintermediate their relationships with millions of Australian customers.NAB and the other banks have been agitating for Apple to give iPhone users the ability to access bank-owned digital wallets to compete against ApplePay.However, the tech giant has refused to concede ground, which has hampered market penetration of its cashless technology across the country.According to Apple Pay's global website, more than 50 deposit takers offer the payments service in Australia led by ANZ, Macquarie, HSBC and ING. Most credit unions and customer-owned banks offer the service.While NAB and other banks continue to hold out, Macquarie card issuing portfolio is set to capitalize on the digital upgrade of the Myer credit card.Myer and Macquarie announced on Monday they were adding Android and Apple payments options to the retailer's house-branded Visa card.Myer said that customers would be able to upload a digital credit card to their mobile device and then access services provided by Android Pay and Apple Pay.