Neobank 86 400 has cut the bonus rate on its Save account, dropping the total rate available from 2 per cent to 1.85 per cent.Earlier this year the neobanks, including 86 400, Xinja, Up and Judo, were the rate leaders in the at-call and term deposit markets.While Judo is still offering the highest rates in the TD market, the leaders in the at-call segment are now Macquarie Bank, AMP, Rabobank, MyState and Bank of Queensland.In the introductory rate segment, Macquarie is offering an intro rate of 2.65 per cent, AMP Bank 2.26 per cent and Rabobank 2.25 per cent.In the bonus rate segment, MyState and BOQ are offering 2 per cent.Among the neobanks, Xinja has withdrawn its savings account from sale, volt is still in beta offering 1.65 per cent and Up's top rate is 1.85 per cent.ANZ and NAB also cut savings rates yesterday.Canstar reports that ANZ cut its Online Saver and Progress Saver accounts by 25 basis points. This follows cuts of 35 bps to the same accounts on March 13.Online Saver now has an intro rate of 90 bps and a base rate of 5 bps. Progress Saver has a bonus rate of 99 bps.NAB cut the rate on its iSaver account by 25 bps, following a 25 bps cut on March 13. iSaver has an intro rate of 1 per cent and a base rate of 5 bps.