Several lenders have signalled that they are pursuing growth in the personal finance market, where margins are relatively high. But the latest figures show that not many consumers are being enticed to take on more personal lending.According to Australian Bureau of Statistics figures released on Friday, new personal finance commitments by banks and other lenders fell 2.2 per cent in April, compared with the previous month (on a seasonally adjusted basis).Revolving credit commitments fell 3.5 per cent in April and fixed lending commitments fell 1.4 per cent. Refinancing and debt consolidation made up more than 40 per cent of fixed lending commitments.Personal finance commitments were at their lowest level since June last year.According to Reserve Bank data there was no growth in lenders' personal credit portfolio balances in April, compared with the previous month, and growth of only 0.5 per cent over the 12 months to April.