After a couple of years when Australia's personal insolvency numbers fell sharply, a growing number of people have entered into debt agreements over the past year.According to the latest Australian Financial Security Authority figures, the number of personal insolvencies rose two per cent in the March quarter, compared with the same quarter last year. There were 7129 personal insolvencies during the latest quarter.It is the fourth quarter in a row that personal insolvencies have increased - and the first time there have been four consecutive rises since 2009. The quarter-on-quarter increase was 1.9 per cent. AFSA said Queensland and Western Australia accounted for most of the increase. There were falls in Tasmania, Australian Capital Territory, New South Wales, Victoria and South Australia.Unemployment, loss of income and excessive use of credit were the most common causes of insolvency. Sixteen per cent of personal insolvencies were business related.AFSA figures measure changes in bankruptcies, debt agreements and personal insolvency agreements. Bankruptcies fell by 5.8 per cent to 4123 and personal insolvency agreements fell by 9.5 per cent 38. However, debt agreements rose by 15.6 per cent to 2968.