State of play: the Australian mortgage industry 06 August 2008 5:00PM Major Banks, AMP Bank, ANZ, Australian-owned Bank, Authorised deposit-taking institutions, Bank of Queensland, Bendigo and Adelaide Bank, CBA, Citigroup Pty, Credit Union, Databank, 20080804 SOP2 Cover-A5-hi More from this Edition Credit investors want a new deal Strategic may be sinking Keybridge profit surprises Cheap all round at E&F Signs of improvement for aggregators Sons of Gwalia creditors sort out their claims Aussie suits up NAB seeks new servicing model Wholesale lenders continue downwards slide Resimac finds new funding No budging banks on rates Getting it right on mortgage market share Access limited to cut out penalty fees Fewer personal loan applications, more personal loan defaults Divestments pay dividend for HSBC ING losing direction HSBC profit doubles in first half Mortgage stress concentrated among first home buyers Account switching is too much trouble Suncorp staff cuts rumoured Capitalcorp withdrawn from sale Merchant fees turn back up