The burgeoning list of (mostly) recently-formed starts ups with big visions in the marketplace lending sector in Australia will play a part in building the market, but they can expect to fall by the wayside.But not soon, with a consensus among speakers at the AltFi Australasia Summit in Sydney yesterday that consolidation of a bright niche will take years.Optimistic new businesses keep pushing into the market, with one, FundX, a recipient of some warm PR in Fairfax Media yesterday.Others, such as Lendelicious, are "coming soon", to quote its super thin internet listing.Stephen Porges, CEO of DirectMoney said "some will fail for lack of size ... at this is a huge market and we are just seeing the start of it.The sector is "three to five years away" from consolidation, David Goldin, CEO of Capify US, said, and thus years behind the impetus for M&A that's becoming visible in the US and UK markets.