Some critical, and banking-related, topics are missing from the Treasury briefing for the incoming minority Labor government, published on Friday.Options for the handling of the expiry in October 2011 of the government guarantee on deposits of up to $1 million receives no mention in the version of the briefing published on Friday.This topic may be covered in one of two sections in the briefing censored in whole in the public version, or simply may not be covered by Treasury.Policy issues for the government around the overhaul of regulations on bank capital and liquidity also do not rate a mention.The backdrop of the financial crisis does feature, however, with Treasury writing that "a key risk for the Australian economy is our reliance on short-term external debt, largely intermediated through the banking system."Treasury goes on to note, in a deadpan style, that "the global financial crisis highlighted the potential for global financial markets to fail and for access to finance to be disrupted."Of the funding issues facing banks, Treasury wrote that "among Australian financial institutions there has been some shift away from short-term funding since the crisis, but exposure to financing risk remains significant."The next paragraph of the briefing is censored in the public version.Treasury also notes that, "while households finances are in good shape overall …households are much more exposed than previously to adverse shocks."On lesser topics of relevance to banks Treasury wrote, of plans by the Labor government to limit credit offers and review some bank fees, that "there are compelling arguments in favour of the proposals in terms of consumer fairness."Treasury also noted that banks "are likely to view the proposals as an attempt to undermine the business model and capacity to lend prudently."Treasury points out that the ALP policy was already the subject of consultation. The briefing does not extend to discussion of Green Party policy proposals, such as the elimination of ATM fees and encouraging banks to more regularly reset pricing on home loans, albeit with a fixed margin.