Cybercrime is too often seen as an entirely negative aspect of modern business. Instead, suggested Deloitte's Asia Pacific cyber lead partner James Nunn-Price, cybercriminals and hackers should be recognised for having skills that are in high demand - if only in certain circumstances.Nunn-Price noted that much of the value of financial services is based on trust - and that goes for regulators and customers alike, he said at a media briefing to discuss a World Economic Forum report, sponsored by Deloitte, on the future of financial services and the effects of 'disruptive innovations'.He was keen to stress that one group of disruptors identified in the report - the hackers - do not see themselves as criminals. "They see themselves as entrepreneurs. They are incredibly agile, very innovative and they're loving all of this new technology, whether it's crypto currencies, mobile platforms, or new ways of doing business online," said Nunn-Price.And cyber criminals may not be the big gangs of organised criminals from Eastern Europe so often portrayed; it could be a motorist googling how to reset the black box on their car to make it their driving habits appear far more sedate than the reality, in order to qualify for a lower insurance premium.Speaking to Banking Day afterwards, Nunn-Price said, "The real challenge for the banks and the regulators is how to harness all this energy that is going into cybercrime and use any innovative ways of doing things in a more positive way.""These have to be taken on a case-by-case basis. If the crime was as a result of someone being intellectually curious when they were young, a long time ago, and there is clear evidence they are no longer doing that I would certainly consider bringing them on board in some way. But would a bank pay for that expertise? "You might have them [on your team] as an advisor where their skills are applicable to a particular project, but you may not want them as an employee," said Nunn-Price.