Wide Bay Australia is getting its profitability back in order, with a rise in net profit for the six months to December 2013 of A$7.2 million, up from $5.5 million for the previous corresponding period.The core banking business made a profit of $6.2 million, a small decline on 2012.Its captive mortgage insurer, Mortgage Risk Management, made a profit of $840,000 following a loss of $994,000 in 2012.Wide Bay said the chief entity's loan book decreased by $36 million to $2.2 billion, largely due to the run down of a portfolio of loans originally generated by the finance broking arm of a financial planning business, since written off.It said lending volumes "showed a slight increase "with annualised growth of 1.7 per cent.Ramping up residential and now also business loan volumes (a new product) was a major focus.