Xinja Bank said its Australian customers have deposited more than $100 million since January 15, when the neobank launched its "Stash" account. Customers hold an average of A$11,500 in their Stash accounts, the bank said.The bank's chief executive, Eric Wilson, disclosed that more than half of the Stash account deposits have come from the major banks' customers. He attributed this to the "market-leading" 2.25 per cent rate paid, as well as continued disaffection among the Big Four's customers over the "banking oligopoly that was shown in such a bad light during the Hayne Royal Commission".Wilson said Xinja now has over 15,000 customers holding over 23,000 accounts. Xinja, which already had an app and prepaid card in the marketplace, was granted a full banking licence in September 2019, opening transaction accounts for early customers the same day. Since then, the bank's customers have made over 165,000 unique transactions, totalling almost $2 million, using the Xinja app, prepaid cards or Apple and Google Pay.Personal loans and home loans "are coming soon", the bank said in a media release yesterday. Other popular feature requests made by Xinja's customers include joint accounts and NPP (PayID) capability.