56 qualified for insurance scheme 28 November 2008 5:49PM Ian Rogers Fifty-six deposit taking institutions are listed by Treasury as qualified for the "guarantee scheme for large deposits and wholesale funding" as the scheme is now known.No doubt Treasury will list many more over coming days.Institutions need to apply, with one or two niche ADIs unaware that the scheme rules have even been finalised, let alone the fact there is an application process to qualify.