CBA pockets five basis points 06 May 2015 4:01PM John Kavanagh Commonwealth Bank will only pass on 20 basis points of the Reserve Bank's 25 bps reduction in the cash rate. CBA announced yesterday that from May 13 its standard variable rate would fall to 5.45 per cent.The bank said it would cut residentially secured small business loans by 25 bps and increase some savings rates.All other lenders that announced rate cuts yesterday said they were cutting by 25 bps. ANZ said that from Friday its standard variable rate would drop to 5.38 per cent.ING Direct announced that it would cut its variable rates, effective from May 15. The rate on ING Direct's Mortgage Simplifier will fall to 4.72 per cent.ME Bank announced that it would pass on the full rate cut, effective May 22. ME Bank's standard variable rate will fall to 4.88 per cent and its package rate to 4.68 per cent.Loans.com.au is cutting its variable rates by 25 bps. Its Essentials home loan will fall to 3.98 per cent.