Credit losses lift at ANZ 07 August 2015 4:12PM Ian Rogers Credit quality is weakening for banks if a surprise outline of ANZ's trading experience over the June 2015 quarter is any guide.ANZ said its loss rate lifted to 21 basis points over the quarter, up from 19 bps over the half year to March. ANZ expects the higher loss rate to apply over its full financial year.There was "some risk grade migration related to the resources and agriculture sectors," the bank said yesterday.For the nine months to June 2015, ANZ said its cash profit was A$5.4 billion, an increase of four per cent on the same period in 2014. Profit before provisions increased five per cent.The group net interest margin "remained broadly stable," ANZ said.