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APRA's capital crackdown means up to A$10 billion in extra capital will be needed across major banks by 2020 - and a margin increase of 10 basis points is fine with APRA. read more

"Offshore funding" for Aussie banks is looking tenuous again. (That's our word, not APRA's.) With banking crises and a recession now looking more probable than not in Australia it's time for a reset... read more

The work on bank capital in Australia is not yet even half done by APRA. Conclusive guidance on risk weighting for the major banks (and maybe all entities) remains a work in progress or a secret too s.. read more

Mortgage applications eased across the country over the June 2017 quarter, a softening of the housing market that consumer credit bureau Equifax describes as "the beginning of a downward trend across.. read more

Marketplace lenders and payday lenders are well and truly in the forefront of consumer thinking about where to borrow money. But the relatively low rate of growth in personal credit suggests either th.. read more

The conduct of a bank branch manager and their bank sheds light on of one domain of Westpac, at its branch in Moonah, Hobart. The manager, referred to as 'G', and Westpac traded florid allegations of.. read more

Many of the 60-odd customer owned banking institutions currently trading as credit unions and building societies "look forward to engaging" on the option of using the bank label instead of their prese.. read more

Any applause for a renovated law on use of the label "bank" in Australia may be misplaced. While Treasury officials expect that the draft reforms unveiled by Treasurer Scott Morrison yesterday will "r.. read more

A new law around reporting and oversight of non-bank lenders in Australia will allot APRA a modicum of power to set rules around the lending practices of non-bank entities such as La Trobe Financial a.. read more

Liberty Financial on Friday concluded the largest mixed pool securitisation of prime and non-conforming mortgages for any Australian name since the GFC.At launch, the size of the transaction was put i.. read more