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The re-entry of the Australian government into the supply of mortgage insurance to lenders is one policy option proposed by economist and financial intermediary Nick Gruen, in a paper for the Whitla.. read more

With appropriate props and a firm push towards more efficient industry practices the home loan funding mechanism of securitisation could re-establish a secure footing, Nick Gruen argues in his Whitl.. read more

Credit unions and building societies got a dose of national publicity yesterday, courtesy of Treasurer Wayne Swan, who told Nine Network's Today show that banks had "behaved badly" towards borrowers.. read more

Competition forces are evident on the deposit side of banks' balance sheets, providing "extraordinary" terms for some customers, Ric Battelino, the deputy governor of the Reserve Bank of Australia,.. read more

Fees of $2.50, up from $2, are beginning to take hold in the automatic teller machine sector, with market leader Customers Limited at the forefront of rising prices. read more

ATM operator Customers Limited announced board changes and acquisitions yesterday, with the company's new directors indicating an accelerating agenda at the firm. read more

That profits were rising recently, and to healthy levels, is one detail in the banking debate that may be best acknowledged rather than recast in the confusing wrangle over measuring margins. Return.. read more

The banking reform package is already defining winners and losers among Australia's listed banks stocks. Major banks will be among the losers, while the winners will number regional banks, especially.. read more

Quarterly banking statistics published by APRA yesterday highlight one dimension of the bank profit debate: that it's peak profit levels banks are seeking to secure and entrench. read more

While there is much talk about the need to increase the proportion of deposit funding of banks, the industry has seen fit to work with a decline in this ratio for each of the last four quarters, qua.. read more