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Banks need to start refining the way they price for risk or they will fall victim to lenders with more efficient models, according to a leading analyst. read more

If consumers are planning to spend freely at Christmas chances are they won't be using credit to make their purchases. The latest personal finance data shows personal loan and credit card balances shr.. read more

Mortgage lending to residential property investors is back within the target range of ten per cent set by regulators at the end of last year. read more

Liberty Financial completed its largest ever issue of auto loan securities last week, raising A$200 million of funds. read more

Business ticked over with no growth in the debtor finance market during the September 2015 quarter but there may be interesting times ahead, with the entry of a new marketplace lender in the sector th.. read more

ANZ has upgraded its internet banking platform to provide a "consistent user experience" across desktop, tablet and mobile formats. read more

The Australian Prudential Regulation Authority's latest draft set of standards for the securitisation market has been greeted by the industry as clearer and more flexible. read more

Fintechs have captured the market's attention this year, with their push into consumer and business lending, payments processing and foreign exchange markets. However, a string of rookie errors and in.. read more

Deloitte has opened a Cyber Intelligence Centre in Sydney, offering clients access to a threat monitoring service that is linked to 20 similar centres around the world. read more

Commonwealth Bank will refund around A$80 million to customers who signed up for home loan packages that included fee waivers and interest concessions that were then not applied. read more