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Easing the cost of living when it comes to banking products and services must mean reducing banking profits in consumer banking.  read more

Cost discipline is a characteristic too few mutual banks are known for, and nigh on impossible to deliver when boards are balancing pursuit of the greater goal of merging in the name of survival, with.. read more

To the alphabet soup of combatting financial crime and scams, add ‘loop’ – and fluffy industry PR. read more

Too little time is spent considering the unbelievable personnel costs line, which blows away any remaining claims to efficiency or productivity in banking read more

The level of non-performing mortgages across the banking industry hit a record of $21.3 billion in March 2024, quarterly APRA data yesterday shows. read more

The cards business of banks is not what it was, with two trends exacerbated by the cost of living crisis in Australia. read more

The availability of banknotes “was important from a financial stability perspective” the Reserve Bank of Australia has told industry representatives participating in a Working Group on the future of c.. read more

Losses from the pernicious problem that is scams are being mitigated, at least from the point of view of banks, via the agency of the Australian Financial Complaints Authority. read more

Annual growth in new housing lending stands at 24.6 per cent. read more

We pay less when we pay cash, academic analysis confirms. read more