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There were "clearly examples of practice that were less than prudent" by smaller banks and mutual ADIs in a recent study by the Australian Prudential Regulation Authority, the regulator's chair, Way.. read more

A decline in approvals for investor housing loans in the order of ten per cent to 20 per cent was considered as a policy goal by the Reserve Bank of Australia late last year, as it worked with APRA on.. read more

Greater consumer caution toward personal debt is one theme from a new study on financial literacy in Australia released by ANZ yesterday. read more

The value of Commonwealth Government securities on issue, subject to the Treasurer's direction, is expected to jump by more than A$100 million over the next three financial years, last night's 2015 Bu.. read more

The banking regulator is cracking down on uneven and in some cases non-compliant disclosure by foreign banks on the caution they give to customers regarding the protection of their deposits. read more

One reason for the investment community's perpetual disappointment with National Australia Bank has been put to rest, to some degree, by the group's March 2015 half year profit. read more

National Australia Bank is using its need to prop up the capital of its stressed UK subsidiary as the rationale for a wider capital raising, planned to produce A$5.5 billion in new capital. read more

Periods of lacklustre credit growth often morph into strife in banking, and it's interesting to observe this playing out in the form of lower margins across Australia's dominant banks. read more

Last week's speech by APRA chief Wayne Byres is one factor that informs the scale and timing of NAB's capital raising of A$5.5 billion, a fully underwritten share placement. read more

The positioning of UBank is shifting, with NAB allowing the deposit book for its digital brand to taper off. read more