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There are some decent offers available in the credit card space at moment, so it would be a shame if the gift of a new credit card did not prove a popular choice this Christmas - sound financial hab.. read more

If not giving a credit card this Christmas, why not give a debit card? We recommend eChoice for Eftpos. It a reloadable, open loop Eftpos card, which is a rarity in this market. read more

First Data Resources says it aims to sign up credit unions to its payment processing services on an individual basis, as Cuscal takes steps to shift its aggregated payments offering to an alternativ.. read more

Arrears on home loans are on the rise, with the highest arrears for once in Western Australia and Queensland. read more

The list of deposit-taking entities subject to the new rules on liquidity from 2015 is something that regulators and the industry need to confirm during consultations over the next year or two. read more

Australia's credit unions have the opportunity to reinvigorate both their consumer and industry brand reputation as the Federal Government embarks on an effort to revitalise the competitive position.. read more

Factors around the credit quality of unlisted businesses receive an overview in the quarterly Bulletin of the Reserve Bank of Australia, published yesterday. The RBA bases most of its analysis on a.. read more

Ken Henry, Treasury Secretary, posed the key question in a talk to an industry conference yesterday: "Is a 15 per cent post-tax rate of return on equity too high or too low?" read more

Treasury Secretary Ken Henry yesterday highlighted the elevated risk-margin component of banks' profit margins and suggested that this was one driver of the rise in interest margins over recent years. read more

Implementation of the G20-driven round of global banking reforms "will enhance the stability of the Australian banking system and reinforce Australia's already robust financial regulatory environmen.. read more