New Zealand drifts south on banking balance 21 July 2017 4:23PM The Reserve Bank of New Zealand will keep playing one IMF game by Kiwi rules, at least when it comes to methods on prudential supervision in banking. read more
APRA's capital rethink: Curb your home loan enthusiasm 20 July 2017 4:52PM APRA's capital crackdown means up to A$10 billion in extra capital will be needed across major banks by 2020 - and a margin increase of 10 basis points is fine with APRA. read more
Bankers wrestle for ratings and ruins 20 July 2017 4:50PM "Offshore funding" for Aussie banks is looking tenuous again. (That's our word, not APRA's.) With banking crises and a recession now looking more probable than not in Australia it's time for a reset... read more
Cazaly called on a capital APRA operetta 20 July 2017 4:48PM The work on bank capital in Australia is not yet even half done by APRA. Conclusive guidance on risk weighting for the major banks (and maybe all entities) remains a work in progress or a secret too s.. read more
Mortgage credit demand turns tail 19 July 2017 4:06PM Mortgage applications eased across the country over the June 2017 quarter, a softening of the housing market that consumer credit bureau Equifax describes as "the beginning of a downward trend across.. read more
P2P, POS and payday lenders front of mind 19 July 2017 4:04PM Marketplace lenders and payday lenders are well and truly in the forefront of consumer thinking about where to borrow money. But the relatively low rate of growth in personal credit suggests either th.. read more
Errors and stressors for Westpac 18 July 2017 3:57PM The conduct of a bank branch manager and their bank sheds light on of one domain of Westpac, at its branch in Moonah, Hobart. The manager, referred to as 'G', and Westpac traded florid allegations of.. read more
Scores of mutuals aided by 'bank' naming 18 July 2017 3:55PM Many of the 60-odd customer owned banking institutions currently trading as credit unions and building societies "look forward to engaging" on the option of using the bank label instead of their prese.. read more
Comment: Banks authorised with onerous care 18 July 2017 3:53PM Any applause for a renovated law on use of the label "bank" in Australia may be misplaced. While Treasury officials expect that the draft reforms unveiled by Treasurer Scott Morrison yesterday will "r.. read more
Elastic authority for APRA over non-bank lending 18 July 2017 3:51PM A new law around reporting and oversight of non-bank lenders in Australia will allot APRA a modicum of power to set rules around the lending practices of non-bank entities such as La Trobe Financial a.. read more