Bankers wrestle for ratings and ruins

"Offshore funding" for Aussie banks is looking tenuous again. (That's our word, not APRA's.) With banking crises and a recession now looking more probable than not in Australia it's time for a reset... read more

Cazaly called on a capital APRA operetta

The work on bank capital in Australia is not yet even half done by APRA. Conclusive guidance on risk weighting for the major banks (and maybe all entities) remains a work in progress or a secret too s.. read more

Mortgage credit demand turns tail

Mortgage applications eased across the country over the June 2017 quarter, a softening of the housing market that consumer credit bureau Equifax describes as "the beginning of a downward trend across.. read more

P2P, POS and payday lenders front of mind

Marketplace lenders and payday lenders are well and truly in the forefront of consumer thinking about where to borrow money. But the relatively low rate of growth in personal credit suggests either th.. read more

Errors and stressors for Westpac

The conduct of a bank branch manager and their bank sheds light on of one domain of Westpac, at its branch in Moonah, Hobart. The manager, referred to as 'G', and Westpac traded florid allegations of.. read more

Scores of mutuals aided by 'bank' naming

Many of the 60-odd customer owned banking institutions currently trading as credit unions and building societies "look forward to engaging" on the option of using the bank label instead of their prese.. read more

Comment: Banks authorised with onerous care

Any applause for a renovated law on use of the label "bank" in Australia may be misplaced. While Treasury officials expect that the draft reforms unveiled by Treasurer Scott Morrison yesterday will "r.. read more